The holiday season is a meaningful time. It possesses elements of a spiritual nature that can be as tangible as the wrapping paper and the pumpkin pie. When friends and family surround one, the month of December gives the power to believe in the kind of magic that exists not just in gifts and delicacies, but also in humanity. We feel thankful to be alive, grateful to be loved, and oftentimes overwhelmed by the enormity of our to-do-list. When did the pressure to buy the perfect gift overshadow the beautiful holiday season? The larger, more complex question is when did our society begin to justify going deep into debt in order to show our loved ones just how much we love them?
With just a little bit of planning, every individual or family can be prepared for the upcoming holiday gift-giving season. Instead of buying first, paying later, the concept of saving first, buying later should be considered. Follow these steps to a financially stress-free holiday season.
Charlie Brown in the Peanuts Christmas holiday classic complains bitterly of the commercial ruin of what is supposed to be a time of celebration. Maybe if he had known that his parents had thoughtfully and strategically set up a system where they could not only survive the holidays but also truly enjoy them, he might have had a holly, jolly Christmas after all.
What is your favorite holiday budgeting tip?
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