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A few years ago, I had noticed a trend. Liberally spending money begins in October, picks up in November, and is full-blown by December. I have several theories on why this happens: a bombardment of advertising to get me to spend, more activities and holidays to enjoy, and (lots of) gifts (for everyone) are a […]
Guest Blogger – Clair Boone Christmas is a-coming and in a frugal household that may evoke a couple of emotions a) The dreaded fear of what to give and how to make it count when you don’t want to spend a lot of money, OR b) Trying to come up ways to celebrate the meaning […]
Guest Blogger – Christina Poulsen As a stay-at-home mom on a budget, one of my favorite places to go with my daughter during the week is my local library. As I have mentioned before, I live in the country, and I need to drive a good 20-30 minutes to get to the nearest store. The […]
I realize that our country is large and diverse. I know that what affects me here in Maine may not be the same for those in Kansas (my home state), for example. But if you seem to be experiencing some hard decisions and rough circumstances due to the current state of the economy, then here […]
Travel, though fun and satisfying, is expensive. You should not take a trip without knowing how much it is going to cost you. A realistic travel budget will give you not only some peace of mind, but some direction on how much you actually have to spend. Here are some things to consider: Administrative – […]
In order to get the best deals and to find some creative ideas for gift-giving, there are several places I got to find the best options: Main Street (lots of fun, unique things can be found in your own downtown) Garage Sales (takes a bit of work and time, but some great deals to be […]
For some things we pay regularly each month (i.e. mortgage, utilities, etc.). Other expenses we know will come up, but because they are not as regular, it is hard to know where they fit in the budget (e.g., car repairs, annual taxes, etc.). Members to ListPlanIt will find the lists they need to budget, live […]
Many families will feel a boost to their bank accounts this spring and summer when they receive their tax refund and/or their stimulus checks. It is a good idea to create a plan, otherwise you may start to see your money disappear on meaningless extravagances. A weekend getaway A kitchen/bathroom remodel (these add the most […]
There are the usual monthly bills that everyone has to pay. For those things, we are prepared. Then there are those expenses that either we know we will have to pay at some point or that have a tendency to surprise us. These are some of the expenses that we should try to save for […]